Buying from Europe

Buy property in Ghana from Europe.

Hamburg, Amsterdam, Brussels, Milan, Vicenza, Paris, Madrid — some of the largest Ghanaian communities in the world live in mainland Europe, and they buy in Ghana the same way: carefully, and from a distance.

Accra is one or two hours behind Central European Time, so a viewing after work in Amsterdam is late afternoon in Accra, in daylight. A family member in Ghana is welcome to join the call or the viewing in person.

  • Every home visited and filmed
  • Title position on every listing
  • Live video viewings in your time zone
  • Pay the vendor by bank transfer only

Live listings

Homes our European buyers are viewing

See all 156

How buying from Europe works

  1. 01Tell us the brief — budget, city, bedrooms, and whether you want to live in it, let it or both. A thirty-minute video call is usually enough.
  2. 02We shortlist from verified stock only: every listing on this site has been visited and filmed, and its title position is written down on the page.
  3. 03Live video viewing. One of us walks the house, the street and the neighbours on WhatsApp or Zoom while you ask questions — no relative has to take a day off work.
  4. 04Your own Ghanaian lawyer runs the land search at the Lands Commission and reviews the sale agreement. Under the Land Act, 2020 only a lawyer may prepare a conveyance.
  5. 05You pay the developer or vendor by bank transfer, never in cash and never through us. The Real Estate Agency Act, 2020 bars agents from taking cash.
  6. 06Handover and registration, with photographs and a written update at each stage — and, if the house is to earn while you are abroad, an introduction to a letting manager.

Paying in euros

You are converting euros into dollars or cedis, so the exchange-rate clause in your contract matters as much as the price. Send each instalment by SEPA to a regulated transfer provider or straight from your bank, keep the receipts, and never pay an individual on the vendor’s behalf.

Questions buyers ask

Do I need to fly to Ghana to buy?

Not to choose. Most of our overseas clients shortlist and view by live video, and many sign through their lawyer. Most still fly in once before completion to see the house in person and meet the developer — we plan that trip around a short viewing day so it is worth the flight.

How do I pay safely from overseas?

By bank transfer to the vendor or developer, against a written and signed agreement your lawyer has reviewed. Never pay cash and never pay an individual “on behalf of” a seller. Licensed agents are not allowed to take cash under the Real Estate Agency Act, 2020. Agree in the contract which currency you are paying in and which exchange rate applies on each instalment date.

Can I own property in Ghana if I live abroad or hold a foreign passport?

Yes. Ghanaian citizens — including dual citizens living abroad — can hold land outright. Under section 10 of the Land Act, 2020 a non-citizen cannot be granted a freehold and a lease to a non-citizen cannot exceed 50 years at a time, which is the same position as most apartments and estate homes sold to foreign buyers. Check your citizenship status and the lease term on the title with your own lawyer before you pay a deposit.

How do you protect me from land fraud?

We only publish homes we have visited and filmed, and we write the title position on every listing. We also insist your own lawyer runs a search at the Lands Commission before any money moves. Selling the same plot twice is the most common fraud against buyers abroad; a search and a lawyer-prepared conveyance are what stop it.

General guidance, not legal advice. Read the law behind a Ghana property purchase.

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Accra is on GMT — 1 hour behind CET in winter, 2 hours behind in summer.

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Client reviews

What our clients say.

5.0 out of 5 · 2 reviews

  • “Clean, Comfortable, and Highly Recommended”

    I had a wonderful experience staying at this property. The home was clean, comfortable, and well-maintained, with a welcoming atmosphere that made the stay enjoyable. The property met my expectations, and the overall experience was excellent. I would happily recommend this place to others looking for a comfortable and pleasant stay. Thank you for the great hospitality!

    Larry King · Borteyman

  • “BOUGHT TWO FLATS WITH MY PENSION FUND”

    Bought two beautiful flats in a great location. The flats were clean, comfortable, and equipped with everything needed for a pleasant stay. The space was well looked after and felt like a home away from home. Highly recommended!

    JOYCE · ACCRA